Refund and Cancellation Policy
Last updated: April 29, 2026
1. Premium Refunds
At Insurance Plans Help Desk, your satisfaction and security come first. If you are unhappy with your insurance policy, you may qualify for a refund depending on your specific coverage plan and when the cancellation is requested.
2. Cancellation Period
Most of our policies include a standard 14-day cooling-off period. Cancelling within this window entitles you to a full refund of premiums paid, as long as no claims have been made during that time.
3. Pro-rata Refunds
If you cancel after the cooling-off period, you may be eligible for a pro-rata refund covering the unused portion of your policy term. Please note that cancellation and administrative fees may apply as detailed in your policy documents.
4. Non-Refundable Fees
Certain fees — such as administrative, broker, or setup charges applied at policy inception — are non-refundable. These will be clearly listed on your initial invoice and policy terms.
5. Processing Time
Approved refunds are generally processed within 7–10 business days and returned via the original payment method. If you paid by credit card, please allow additional time for your bank to reflect the transaction.
6. Contacting Us About Refunds
For questions about our refund policy or to request a cancellation, please contact our support team at info@insuranceplanshelpdesk.online or call us at +1 888 386 3573.